After a car accident, your insurance company will do one of two things. The first is to delay your claim, have you jump through hoops, and ultimately deny you. The other is to provide you with lower compensation than you are entitled to, so they can avoid spending any money they don’t have to. In most cases, you’ll need to have legal representation step in to help you file a claim. To ensure that you have a solid case, here are a few important tips.
First, always involve the police when possible. No matter how minor the claim is, these officers can write a police report for you and document the accident. If medical assistance is needed, they can call it out to your location. Some local law enforcement agencies won’t come to minor accidents on private property, in these cases you’ll want to ask if they will at least issue a report to document the date and time of the accident.
In addition to the police report, ensure you take the time to take pictures of the scene and get information on the other driver. Now, write down everything you remember and give a copy of the information to the office to include with their report.
If you have any injury, no matter how minor you think it is, go to the doctor. Allow them to inspect you and to determine if there is anything that needs to be addressed. Damage to the spine, ligaments and joints can take time to show up and you want a record you did see a doctor early on. If there are follow up appointments after your car accident, ensure you are keeping them.
Once you leave, take the time to find a good car wreck lawyer to speak with. You can go over information with them and have them on hand when you talk to an insurance representative. That way, there won’t be any surprises along the way and they can guide you on the information you can provide.
A car accident can be a terrifying experience. By taking proactive steps to protect yourself for the time that follows, you can have some peace of mind and focus on recovering instead.